Since 1995, SPECTRUM Commercial Services Company has offered Asset-Based Loans and Accounts Receivable Financing services nationwide for Companies needing from $100,000 to $6 million.
They say "it all comes down to people" and SPECTRUM is proud to have a team of hard working and talented individuals on staff. From factoring account executives and ABL collateral analysts to our auditors, loan originators and management team, experience runs deep in every position.
Clients can rest assured that while they are a customer at SPECTRUM, they will be treated professionally, their financial information handled responsibly, and that we'll work hard to exceed their expectations each and every day.
Steven Lowenthal is a Co-CEO of SPECTRUM Commercial Services Company. Mr. Lowenthal and his partner, Brian Van Nevel, purchased SPECTRUM from U.S. Bancorp in March of 2001.
As Co-CEO’s of SPECTRUM, Steve and Brian share responsibility for strategic planning and management of SPECTRUM’s growth and success. Day to day, Steve is responsible for operations and administration, asset-based loan management as well as corporate finance.
Steve joined SPECTRUM in 1996 and is its longest serving team member. He developed its lending philosophies as well as the bulk of its monitoring systems and procedures. He has successfully underwritten hundreds of loans and financing relationships helping SPECTRUM’s many customers prosper. He is the originator of SPECTRUM’s customer focused approach to lending.
Steve has been active in the asset-based, factoring and purchase order financing arenas since 1986 and maintains an excellent record in the recovery of troubled loans. Prior to SPECTRUM, Steve worked as a senior account executive at US Bank’s asset based lending division. Previously, Steve also served as an account executive for a provider of working capital through factoring and purchase order financing programs. When Steve was the portfolio manager at SIMCOR Business Credit, the owner of SIMCOR lost access to capital and Steve successfully wound down the entire portfolio, finding a home for each and every borrower.
Steve received his undergraduate degree (BSB in Business) from the University of Minnesota and his law degree from the William Mitchell College of Law (graduating in the top 10 students of his class) and has completed portions of his Masters of Business Administration. Steve was admitted to the Bar of the State of Minnesota. He is a member of the Commercial Financial Association and the Turnaround Management Association.
Brian J. Van Nevel and his partner, Steve Lowenthal, purchased SPECTRUM from U.S. Bancorp in March of 2001.
As Co-CEO’s of SPECTRUM, Brian and Steve share responsibility for strategic planning and management of SPECTRUM's growth and success. Brian’s day to day responsibilities include managing the accounts receivable financing program as well as the sales force for the entire organization including offices in Minneapolis and Detroit along with a nationwide broker network.
Brian joined SPECTRUM shortly after its founding as its first marketing professional, developing SPECTRUM’s marketing strategy and financing programs. Brian was very successful in developing a wide referral network of commercial and community banks, attorneys, accountants and other financial professionals. He was directly responsible for SPECTRUM’s rapid portfolio growth in the initial years.
A Minnesota native, prior to SPECTRUM, Brian opened a Minneapolis office for Cascade Finance as Regional Vice President providing working capital financing from $50,000 to $2,000,000. Previously, Brian opened a successful Portland, Oregon office as Vice President for CAPCO Financial. Mr. Van Nevel began his asset-based lending career with Fidelcor Business Credit in Los Angeles in 1987 as an account executive and credit analyst.
Brian graduated from Carleton College (cum laude) with a BA in Economics and received his law degree from the Northwest School of Law of Lewis and Clark College (cum laude). Brian was admitted to the Bar in Oregon and Minnesota.
Brian has been a member of the Commercial Finance Association since 1995 and currently serves on its Board of Directors. He is a member in the Association for Corporate Growth. He has also been a member of the Turnaround Management Association (TMA) since 1998, and was the President of the Minnesota TMA during 2004. In 2004, Mr. Van Nevel was recognized by The Business Journal as one of the "40 under 40" recipients in recognition of his achievements in the Minnesota business community.
Anthony Gizinski is President of SPECTRUM and his duties include shared responsibility for strategic planning and management of SPECTRUM. Day to day responsibilities include oversight of SPECTRUM's sales force and various lending programs as well as the general operations of the company.
Anthony began his career with Fidelity Bank in 1995, rising to VP of commercial lending and group manager, where he worked until joining SPECTRUM in 2013. At Fidelity Bank Anthony managed a successful team of commercial lenders and analysts and also developed and maintained a substantial loan portfolio. Anthony enjoys working with privately owned companies in a variety of industries in all stages of their development.
Academically, Anthony earned both undergrad and graduate degrees from the University of Minnesota including a BS and MBA, both in finance, along with a diploma from the ABA National Stonier Graduate School of Banking. Anthony remains active in the Carlson School Mentorship Program and has also been a guest lecturer at the St. Thomas Law School, the Opus School of Business, and the Carlson School of Management.
Anthony has been actively involved with the following professional organizations: Association for Corporate Growth (ACG), First Tuesday, The Carlson School Mentorship Program, The Risk Management Association (RMA), Entrepreneur's Organization (EO) and the Commercial Finance Association (CFA).
Mark Schwieters is a Senior Vice President at SPECTRUM, where his focus is on leading SPECTRUM’s business development activities and coordinating credit approval of new customers. Mark heads a team consisting of 3 business development officers that are located throughout the Midwest and Great Lakes regions.
Mark has over twenty-five years of asset based lending experience, in capacities ranging from collateral audit, portfolio management and new business development. During his career, he has worked with closely held companies in manufacturing, wholesale distribution and various service industries throughout the upper Midwest.
Mark places significant value on relationships with referral sources including bankers, accountants, attorneys, and turnaround practitioners.
Mark received a B.S. in Accounting from St. John’s University in Collegeville, MN. He currently sits on the Board of Directors of the Minnesota chapter of the Turnaround Management Association and he also belongs to the MN chapter of the Commercial Finance Association.
Joel Dammann has been with SPECTRUM Commercial Service Company since 2004. Joel has worked with companies in all stages including startups, later stage growth, restructuring/turnaround and acquisitions. For businesses unable to secure traditional bank financing, Joel works extremely hard to assist them in obtaining the financing they need. In a number of situations, Joel has mentored and counseled business owners on their financing needs even when those needs were not an immediate fit with SPECTRUM. Joel prides himself in working tirelessly to find a home for each and every company in need of financing.
Joel received his B.A. Degree from St. Cloud State University in Accounting and then started to work for a Fortune 500 cleaning and sanitizing company. Subsequently, Mr. Dammann was involved in the commercial and residential window business working for a group of closely related companies. Joel went on to become a part owner, Director and CFO of one of these companies. Eventually, relying on his business experience, Joel began a consulting career working for a number of years with small to mid-sized closely held firms helping them in a variety of situations. Joel is a member of the TMA, RMA, ACG and CFA chapters here in the local Minneapolis/St. Paul area. Joel particularly values his relationships with bankers, CPA’s, attorneys and turnaround professionals.
Jeff Colquette joined SPECTRUM in 1999, starting in the factoring and accounts receivable finance division, rising to manager in 2001. Jeff’s contributions were instrumental to the development of the various factoring due diligence and day to day operating procedures which SPECTRUM continues to utilize.
In October 2006, Mr. Colquette transitioned to an underwriting support and sales and marketing role. Jeff assists with credit analysis and documentation of many of SPECTRUM’s asset-based and accounts receivable financing clients as well as working with community bankers throughout Minnesota and loan brokers nationwide.
Jeff received his BS degree from the University of Nebraska-Omaha in Marketing. After graduation, Mr. Colquette worked with Ford Motor Credit Company. During his 9 year tenure with Ford Motor Credit, Jeff worked as a collections representative, marketing representative, and as a credit analyst for retail/commercial installment contracts and wholesale auto floor plans.
John Klehm joined SPECTRUM Commercial Services Company as First Vice President of their Detroit office in June 2010. Based in Michigan, John spends most of his time in Metro-Detroit and West Michigan, while also working with companies in Ohio, Indiana and Pennsylvania. Mr. Klehm works closely with a variety of business professionals, including restructuring advisors, consultants, investment bankers, attorneys, CPAs and commercial bankers to help provide them with financing solutions for their current and prospective clients.
After graduating with a BS degree in Finance from Central Michigan University, John joined Manufacturer’s Bank (now Comerica) in their commercial credit training program. Throughout his career he has worked as a lender in the commercial real estate, middle-market commercial and asset-based lending arenas. John likes to say he is a "closet entrepreneur" who enjoys working with dynamic businesses to understand their unique business models and how the financial resources of SPECTRUM can be applied to help them reach their goals.
John earned an MBA in Finance from Wayne State University and is active in the Turnaround Management Association, including six years as a Board Member and Chair of the Newsletter Committee.