Since 1995, SPECTRUM Commercial Services Company has offered Asset-Based Loans from $500,000 to $4 million. Asset-Based Loans are revolving lines of credit made to companies that cannot obtain adequate bank credit lines due to rapid growth, restructurings, or other special circumstances. SPECTRUM can work around financial challenges which may trouble a bank by lending against accounts receivable, inventory, equipment and commercial real estate. SPECTRUM also provides Accounts Receivable Financing services from $100,000 per month to $4 million per month. In our A/R financing program, SPECTRUM buys commercial invoices, advancing 75-85% of the invoice to enhance a company's cash flow. As a part of this service, SPECTRUM provides credit granting support and collection expertise. SPECTRUM has assisted many businesses during times of transition. The list of SPECTRUM clients that have become very successful companies is long and we will gladly provide references upon request. SPECTRUM continues to seek asset-based clients throughout the midwest regions of Minnesota, Colorado, Utah, Michigan, and Ohio. Additionally, SPECTRUM provides accounts receivable financing services on a nationwide basis. To discuss SPECTRUM's financial solutions further, we invite you to e-mail inquiries to Contact Us.
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